Back to home
Property summary

324 Bay Street, Oakland, CA 94607

Oakland, CA 94607 · APN 001-0143-018

Best pick
Lot size
15,852 ft²
Zoning
R-1 / SB9 eligible
Land use
Single-family
Estimated land value
$1.93M
Notes

Live/work overlay, walking distance to Jack London BART; SB1123 small-lot subdivision potential.

Best pick
Sell as-is
sell
ROI
14.2%
Profit
$1.90M
Timeline
4 months

1 factors evaluated.

Strategy comparison

Eight underwriting paths, priced side-by-side.

Property summary
Cost
Profit
ROI
Timeline
Risk
Score
Sell as-is
sell· Recommended
$134K
$1.90M
14.2%
4m
low
92
8-unit townhome subdivision
townhome
$3.40M
$2.53M
0.8%
22m
medium
74
22-unit infill apartment
apartment
$7.58M
$89.53M
12.3%
32m
medium
69
Mixed-use 17-unit + retail
mixed use
$8.83M
$63.99M
7.5%
38m
high
64
Hold / land bank (5y)
hold
$89K
$2.66M
29.9%
60m
medium
63

AI advisor report

LotROI Development Advisory Report

Property Overview

  • Address: 324 Bay Street, Oakland, CA 94607
  • Lot Size: 15,852 sqft
  • Zoning: R-1 / SB9 eligible
  • Land Use: Single-family (vacant: no)
  • Estimated Land Value: $1,933,944

Strategy Landscape An analysis of five distinct development strategies for 324 Bay Street was conducted. Key metrics for each are summarized below:

StrategyCostRevenueProfitROITimelineRiskScore
Sell as-is$134,000$2,031,000$1,897,0001415.7%4moLow92.33
8-unit townhome subdivision$3,398,000$5,932,000$2,534,00080.5%22moMedium74.04
22-unit infill apartment$7,578,000$97,109,000$89,531,0001228.7%32moMedium68.71
Mixed-use 17-unit + retail$8,833,000$72,824,000$63,991,000753.4%38moHigh64.17
Hold / land bank (5y)$89,000$2,746,000$2,657,0002985.4%60moMedium63.00

Recommended Strategy The recommended strategy is Sell as-is. This option achieves the highest overall score of 92.33 out of 100. It offers a 1415.7% ROI over a 4-month timeline with low risk, generating a profit of $1,897,000.

While other strategies like the 22-unit infill apartment or Mixed-use 17-unit + retail offer significantly higher absolute profit, their extended timelines (32-38 months) and higher risk profiles (medium to high) result in lower overall scores when factoring in time and risk adjusted returns. The "Hold / land bank (5y)" strategy shows the highest ROI at 2985.4% but requires a 60-month commitment and carries medium risk, leading to a lower score.

The R-1 zoning, combined with SB9 eligibility, indicates potential for increased density through small-lot subdivision and by-right multi-family pathways. However, the immediate "Sell as-is" strategy capitalizes on current market conditions with minimal capital outlay and rapid return.

Risk Watchlist

  • Market Volatility (Sell as-is): While low risk, unforeseen market shifts could impact the final sale price.
  • Permitting Delays (Development Strategies): Extended timelines for development projects (8-unit, 22-unit, Mixed-use) are susceptible to unforeseen permitting and regulatory hurdles, impacting costs and revenue.
  • Construction Cost Overruns (Development Strategies): Large-scale development projects carry inherent risks of cost escalation in materials and labor.
  • Interest Rate Fluctuations (Hold / Land Bank): Holding land for 5 years exposes the investment to potential changes in borrowing costs or market demand.

Suggested Next Steps

  1. Initiate Marketing: Immediately engage a qualified real estate broker to list the property for sale.
  2. Due Diligence Package: Prepare a comprehensive due diligence package for prospective buyers, highlighting SB9 eligibility and potential for increased density.
  3. Market Sounding: Assess buyer interest and competitive offers to optimize sale terms.

Get the full advisor report

We'll send the multilingual PDF and connect you with the right LotROI specialist.